Consumers Digest

i want a home improvement loan, and draw on my home equity for that- how?

what is the procedure for that?

Public Comments

1. The first thing is to go to the bank and ask what kinds of loans they offer.
2. I think it means that instead of having two loans (mortgage and home improvement loans), you just refinance your mortgage with "cash out" (meaning you have a home improvement budget, and that amount is given to you in the form of a check.) I've essentially done that in the past. However, banks are a bit more tight-fisted these days--it might be difficult to get. Good luck...
3. 1) Go to bank 2) Ask for the loan 3) Fill out paperwork 4) Get loan.
4. VIRGINMONEYLOANS@YAHOO.COM WE LOAN YOU CASH AGAINST THEM. CASH IN DAYS NOT WEEKS HOW GREAT IS THAT? YOU CAN USE YOUR STOCK, BONDS MUTUAL FUNDS OR MUNICIPAL BONDS TO GET FAST CASH NO CREDIT CHECK TAX RETURNS AND NO LOOPHOLES. JUST A ONE PAGE FORM. AND WE DON'T EVEN WANT TO KNOW WHY YOU WANT IT. AN INTEREST RATE OF 5% AND A TERM OF 3,5,7,OR 20 YEARS IN THIS ECONOMY THIS IS A REAL GOD SEND IF YOU NEED MONEY FAST CALL OR EMAIL ANNE BERNS LOW COST MORTGAGES, INC. Virginmoneyloans@yahoo.com
5. WE LOAN YOU CASH AGAINST THEM. CASH IN DAYS NOT WEEKS HOW GREAT IS THAT? YOU CAN USE YOUR STOCK, BONDS MUTUAL FUNDS OR MUNICIPAL BONDS TO GET FAST CASH NO CREDIT CHECK TAX RETURNS AND NO LOOPHOLES. JUST A ONE PAGE FORM. AND WE DON'T EVEN WANT TO KNOW WHY YOU WANT IT. AN INTEREST RATE OF 5% AND A TERM OF 3,5,7,OR 20 YEARS IN THIS ECONOMY THIS IS A REAL GOD SEND IF YOU NEED MONEY FAST CALL OR EMAIL ANNE BERNS LOW COST MORTGAGES, INC. Virginmoneyloans@yahoo.com
6. you have two options that you can do. either talk to your bank, who will tell you about reverse mortgage or take to a refinance company, which will be a better option because you will get a much lower rate of interest. but whatever you decide, remember look at your affordability first.