Consumers Digest

Lows Home Improvement Knowledge Base

Is there a federal grant for home improvement for lower-medium income families? I am looking to make some needed home improvements, such as new siding and insulation, new windows, new garage doors, and so on but cannot afford it on my own. I work 40+ hours a week but my line of work does not pay the best. I would be grateful for any useful information. Thank you.
home improvement for low income mom? i need cheap good work FAST
Does any home improvement center have any tan 3 tab shingles for free or at a really low price? I AM A PERSON ON LOW INCOME AND I REPLACED 1/2 MY HOME'S ROOF 2 YEARS AGO BUT I NEED TO REPLACE THE REST OF IT THIS YEAR. 2 YEARS AGO I PAID $600.00 FOR JUST THE SHINGLES ALONE AND ANOTHER $1700.00 FOR THE LABOR OF 1 MAN TO DO THE WORK. I DON'T HAVE THE LUXURY OF HIRING SOMEONE SO AM GOING TO HAVE TO DO THE WORK MYSELF. ANYONE OR AN ORGANIZATION WHO COULD HELP, FOR FOOD AND DRINK, WHILE DOING THE WORK WOULD SO APPRECIATED. ANY HOME IMPROVEMENT CENTER WHO COULD DONATE PARTIAL OR ALL OF THE MATERIALS I WOULD NEED WILL BE SO APPRECIATED.
Offering lower rent in exchange for home improvement work.? Is it acceptable and/or common practice to offer a lower rent if the renter is skilled and able to do some carpentry/plumbing/etc jobs around the house? What is a reasonable amount to lower the rent for such work?
Should I get home improvement loan or refinance with cash out? I want to refinance my home to take advantage of lower interests rates. I also want to renovate my house since it has severe structural problems. Should I refinance and get cash out to use for home improvement or should I refinance without cash out and get a separate home improvement loan? What is the difference between the two scenarios?
Which is better,Home improvement loan or buying a new home with today's rates? Right now which is better, getting a home improvement loan and add a new bedroom or sale it and purchase a new home with today's low rates?
Where should I look for a home improvement loan? We are looking for a home improvement loan to start a couple of projects on our new home. The loan amount should be something around $15,000 to $20,000 with a low APR. Any suggestions on where to look? We're in Indiana.
does anybody knows what kind of home improvement are available through the state of nj ? trying to find a decent goverment programs that would give out low intrest loans so i could do some home improvement to my home
I am severly obsessed with Home Improvement? Help please, I am severely obsessed with the tv show Home Improvement, to the point where it is interfering with my life! I have to watch it every single day or else I sink into a pit of deep despair. If I am not doing something Home Improvement related I am severely depressed. Next week I have a consultation with a plastic surgeon to get a fence surgically attached to the lower half of my face so I can be like Wilson. What can I do? Help!
I need a good site for no or low cost home improvements.? any sites will be checked out!! thx
Home improvement programs? I have been searching the web, does anyone know if there are programs that help people with low income make home improvements to their homes.
Which home improvement retailer is better Lowe's or Home Depot? I've always like Lowe's better. The service is better and it's cleaner. Plus they price match if anyone has a lower price they will beat it by 10% or match it exactly if its a sale. But I was wondering what everyone else thinks... what do people see in Home Depot?
how can i get better prices on building materials or home improvement materials? Home depot and lowes seem over-priced. How can I get decking materials, faucet fixtures, ect. at lower prices?
How on earth can I make my small general contracting (home improvement) business be more visible and grow? I live in an affluent county and have many great references. However business is really slow. Other contractors are feeling the pinch too and are bidding pretty low. I do bathroom remodeling, wood floors, painting, drywall, etc. I do have a website, but honestly no one has ever called from it. Any concrete suggestions would be appreciated. Thank you.
What Home Improvement episode was this? Hi, I remember about five or six years ago I saw an episode of Home Improvement where Tim was going to go get a physical. When he entered the doctor's office, the doctor was Wilson! He had a surgical mask on over the lower half of his face. Heidi ho, Tim, I think Wilson said. Then he said we're going to do a pap smear Tim. Tim began to scream and when Wilson finally gave him the smear, he made that silly grunting noise he makes. Does anyone know what this episode was called? Have you ever seen it?
im looking for financial help, home improvement grants, im a single mom, low income n my home is so in need of repairs. i cannot do myself and would like some information on where i can apply
Military Home Improvement Loan? I need to make some improvements on our house. Potentially a new roof and some new windows and doors. I'm trying to find a decent military loan, but all I seem to come across are VA loans, and I don't think we qualify for those, because my husband isn't a veteran. He's active duty Army. Does anyone know any reliable sites/sources for a military loan or any other type of home improvement loan with low rates. Also, would those type of improvements qualify us for the tax breaks Obama put into effect? Would we get any sort of tax refund for a new roof/windows/doors? That would be an energy effective thing, wouldn't it? Any help anyone can give me would be greatly appreciated. This is definitely not my area, it's my husband's. But he's not available to help with ANY of this right now. Thanks!!!
Are there any kind of home improvement services for low-income people under the age of 55? that include plumbing, preferably in Texas. the plumbing in the house is shot to shit and my mom is unable to pay for it due to only part-time employment. I'm only a part-time student worker in nursing school, and even though I would like to help out, I really can't. We have to poop in a camping toilet, which is very embarrassing. I know some of the elderly people in out neighborhood get volunteer type services to do stuff on their home, but I don't know how many of those kind of services are available. I forgot to add she has not so good credit
any home improvement services in houston? A friend of mine is totally disabled and is getting worse and I was wondering if there is any organizations in the houston area that can provide help with a walk in tub or shower and making the house wheelchair assessable. She is on SSD and a very low income and cant afford to do it herself.
Home Improvement TV Show!!!PLEASE ANSWER? Why is it that the neighbor on "Home Improvement" always hiding his lower face?
Do you find that you spend most of your time watching/reading home improvement stuff and no time doing it? ...and have you ever noticed that the decorating shows where they come in and fix up a room on a very low budget never includes the cost of labor?
how do I find a reliable, low budge way to do home improvements? looking for many improvements to be completed this summer on a recently purchased historic home. Small budget, looking for deals or service or goods bartering in exchange for home repairs. Please be reliable, insured and have references.
I got hired at Lowes, i got a position of CSA for 8.25/hr what is the rate for a csa at Lowes Home improvement? I had to tell him it was a little low for a Customer Sales Associate, but i needed the job really bad and he bump me up to 9/hr. Ive heard CSA's make around 10-13/hr is this right?
i am buying my house on contract and need a home improvement loan, cannot use house as collateral? im buying it from my cousin, and cannot use house for loan. credit score very low
I am in the Home Improvement Bus. Prices? I am in the Home improvemt Bus. I know now that I am pricing way too low. I got slow so I hate to lose a chance to get work. I work in 300 per day for my time + supplys. so in one day I might do plumbing and do trim work sheetrock etc. But I am killing myself. The jobs all ways take longer and in the end I come home dirty and shot. I work hard and do great work but I am giving away my services. Hoew do you price a bathroom?
The Home Improvement Business??? I am in the so call Home Improvement Business. I was in the printing Business for 15 years and you Had to Have cash to Buy equipment rent a space etc. But in this Home Improvement Business It seems like any Joe with a Home depot card and a van can call himself a contractor. I am in house and see the crappy work that many of thease guys are doing. I enjoy this business but it seems I have to Bid low to get any work. anyone can be in this business . How do I get above all the fly By Nights?
I need to fix my house: Should I refinance and get cash out or get a home equity line of credit? Should I get home equity line of credit or refinance with cash out? I want to refinance my home to take advantage of lower interests rates. I also want to renovate my house and fix some things around. Should I refinance and get cash out to use for home improvement or should I refinance without cash out and get a separate home equity line of credit? Note: I already refinanced last year and got cash out.
How do I qualify for a home equity loan line of credit? I need money for home improvements, and I also want to get my mortgage payment lower. I bought this home in march 07, and I have made minor improvements, but the house needs improvements. If there are any real estate pros out there with some good practical advice please expound on this topic. Also, I have paid off some credit card debt since I bought the house, so I think my credit rating is better.
What Programs are in Michigan for Low Income Families to Help Repair Your Home? Help Please? Please help me if you live in Michigan and you know of any programs for low income families to help with home improvements, please inform. Thanks.
Federal Grants for home improvement.....? I asked this in another catergory and figured that maybe I had it posted in the wrong spot.... I see advertisements for federal grants that do not have to be paid back that are for everything from small business funding to home improvements. I was wondering if anyone has ever received a grant for home improvement and how you apply and/or qualify to receive one. Basically, how do I get one to do home improvements and renovations?? ps... we aren't low income but not high income either, don't know if that makes a difference.
Home Improvement Loans In Mississippi? Can anyone tell me or lead me in the direction of getting my home fixed for little or nothing or any other programs that helps low-income, disabled, or elderly persons in Mississippi ?
If i have alot of equity in my current home and my credit score is low, can i sell my home and buy a cheaper 1? i bought a big home and now i have built up some equity, i tried to get some home improvement loans and my credit score took a bad hit. I currently am stretched out too far and would like to get a cheaper home so i can breathe. If i sell my home can i buy a cheaper one. What are the chances a bank would agree.
Maybe this Country, needs Tim Allen, with his "Home Improvement"? Everyone remembers Tim Allen's grunt, on his T.V. show, "Home Improvement". We all remember that he was always thinking that the solution to EVERY Problem, was ,...... (that's right) MORE POWER! I've always felt that Power comes from our Voices at Election Time. Yet, there are very few Proud Americans, who exercise the Right. And our Angry Politicans are proof that our Voice is getting smaller & smaller. Question: Do you think, this Nation needs "More Power"? More power from our voices, through our Votes? Not let some attitudes on this Web Site. Be reason to lower ourselves to arguing, like our Elected Officials do? We should be better than them. Let's speak with The Rights that we have. What is your solution, to giving this Country, "More Power"? And not have this "Name-n-Blame Mentality". Be the way things get done. Everyone! Earl has brought up a point. But wouldn't our Representatives take our lead. Through us showing up at voting time? Which goes the the source of this question.
What is the difference between a mortgage and a home equity loan? I own a home that is paid off but would like to take out a loan to fund some home improvements as well as help my parents pay off their home equity loan. Given this scenario can I take out a mortgage since mortgage rates are lower or am I limited to a home equity loan. I'm not interested in HELOC's.
Does lowering your credit limit lower your credit score? I already have several credit cards. I want to lower the limit on one (which I have used for several years) from 13000 to maybe 3000 or 4000. Also I want to cancel a credit card (2500 limit) which I have never used. Will doing either of these things lower my credit score? I am planning on doing this because I want to get a different credit card for home improvements (lower interest), and I want to make sure that I wont be denied because I have to much credit for how much I make. Obviously, if my credit score goes down... that wont bode well for this endeavor either. Thanks in advance (and please only answer if you know what you are talking about) I only have about 500 on the 13000 credit card. I also have a 6500 credit card, but I can't cancel that one (even though I haven't used it) because it is a dental credit card. My total available limit right now is around 20000. I certainly wont use it all... but we are fixing up our kitchen and want to get a specific credit card with no interest for a year. I don't make much money, but I wont be the only one paying this off, I just have the highest credit score (i believe its 765)
What are the LEAST expensive home improvements? If I were wanting to improve my home so that I have a better chance of selling it, what are the LEAST expensive types of improvements I can make? I know that there are things like painting that can be done. But if I wanted to go a little bit further, what else would you suggest for the lowest total cost?
what are the avalible loan or grant programs for low income first time home buyers for the state of ohio? we are looking into buying a home but with my fiances job alone he makes 41000/yr and I only make around 20/yr. I would like to know if any one knows what to do in the house buying process especially for first time home buyers and home improvements.
Home improvement...I'm trying to remodel my house? Does anyone know of a discount or "scratch and dent" type of company that sells cabinets and appliances, I'm trying to update my house and I'm on a low budget...
Are the Government grants for home repairs and starting up businesses a scam ? Really need to get some home improvements. I live in Philadelphia and everything I need to get done is in the low thousands and I would really like to apply for a Gov. grant if I knew they were legit and could really help. I just don't want to waste my time applying and find out its a scam since they ask for cash to even download the info to apply for the grant.
Where can I find information about federal or state grants for home improvements? On the radio this morning, in St. Louis, I heard that you can get federal or state grants (NOT a loan - they clarified) for home repairs by looking at economic grants. The woman said that the government has these grants because they provide work to people and improve communities. She said you don't have to have a low-income and that the only requirement is that you live in the house for at least two years (or move out within two years, something like that). I cannot find this information anywhere. Can anyone help direct me to the right website?
I am in The Home Improvement Business.? Mp Problem is I allway get cut short on every job. I love what I do But I under estamate the jobs. I run low on dollars and time and work a few day for free just to get paid. I figure 300.00 per day + supplys. The job goes well However I lose in the end finishing up a few days. It Killing Me !!!!!!!!!! HELP at 51 I am getting too old for this crap !!!!!!!
Priorities for home improvement in older home? There are a lot of little projects that I would like to do in my home. It was my mother-in-law's home so I would be able to know the history going back 30 years. How should I prioritize the following projects (especially if we plan on living in the home between 5-10 years)? -9 Replacement Windows (currently very drafty single-pane, wood frames) -A friend mentioned that the home's insulation may be shot (not sure) would this be a better investment than windows? -Bathroom (sq. footage unknown but not very large, I would say 8ftx6ft space includes sink/tub/toilet & small built-in cabinet) -Kitchen (again, sq. footage unknown but cabinets are 30+ years old and there are only 3 lower cabinets, 2 small drawers and very little counter space) -Landscaping
Best way to finance home improvements? Bought my house about 7 months ago on a 100% financed mortgage with an unbelievably low interest rate, so I want to avoid refinancing. I don't think i can do a home equity loan because I have little to no equity since i did the 100% finance. Any ideas? I need about 10000 - 15000 for new siding work.
What brand of paint does this picture use? this picture is from better homes and gardens website and the color is celery green. http://www.bhg.com/home-improvement/kitchen/cabinets/low-cost-kitchen-cabinet-makeovers/?page=24 i have looked at many different popular paint brands and none of their celery paints look like this color. does anyone know what brand of paint this picture uses or what brand better homes and gardens uses? thanks in advance!
Do these colors look the same? i want to paint my cabinets this color... http://www.bhg.com/home-improvement/kitchen/cabinets/low-cost-kitchen-cabinet-makeovers/?page=24 im not sure which brand they use but does this color look like the cabinets above? http://www.sherwin-williams.com/visualizer/index.html#d=f;c=2107 the color is lemongrass not celery.
What are some tips on increasing my home value? I have an older home but the kitchen has new tile floors. All the rooms except bedrooms have hard wood floor. The bedrooms have carpet. I am looking to find some small improvements that are some what low cost to help improve home value.
Cheap Homeowner loan for home improvements ? hiya i am looking to borrow about 45,000 so i can build an extension and covert my loft do you know of any companies that are good for lending the money at a low interest rate ? and any comments on building an extension on my garage and converting my loft is it a good idea ?? sorry to post in this catergory i have had no answers from the correct 1 !! thanxs xx
Can I get a loan for more than just the mortgage (for home improvements)? If I recall correctly, a bank will only issue a loan for as much as a home is worth. There's a foreclosure in our neighborhood that no one touched while the seller had it on the market... honestly, it's ugly - aluminum siding, brick veneer, and the layout of the house is odd, but we've decided we can make it work. Anyway, since it didn't sell, that owner had it seized by the bank. My husband and I want to make a low offer on it, and maybe get financed for an extra $20k in home improvements (even this would still put our loan quite a bit lower than the home's appraisal value). Do banks do this? We're qualified for FHA financing, but we can also put 10% down alternatively.
I need to fix my house: Should I refinance and get cash out or get a home equity line of credit? Should I get home equity line of credit or refinance with cash out? I want to refinance my home to take advantage of lower interests rates. I also want to renovate my house and fix some things around. Should I refinance and get cash out to use for home improvement or should I refinance without cash out and get a separate home equity line of credit? Note: I already refinanced last year and got cash out.
Taking out a loan for more than the house you're buying (for home improvements)? I asked this late last night/early this morning, but it looks like all my responses were spam :( Anyway, if I recall correctly, a bank will only issue a loan for as much as a home is appraised for. There's a foreclosure in our neighborhood that no one touched while the seller had it on the market... honestly, it's ugly - aluminum siding, brick veneer, and the layout of the house is odd, but we've decided we can make it work. Anyway, since it didn't sell, that owner had it seized by the bank. My husband and I want to make a low offer on it, and maybe get financed for an extra $20k in home improvements (even this would still put our loan quite a bit lower than the home's appraisal value). Do banks do this? We're qualified for FHA financing, but we can also put 10% down alternatively.
Where can I get inexpensive materials for doing home repairs and lawn improvements in the Milwaukee,WI area? Need to improve home for resale. Need ideas need resources where I can get low cost materials in Milwaukee ,WI, area where I live.
what low cost improvements will raise my homes value during an appraisal? 2 appraisers will come in and? I will be paid the average between them- ie 125,000 and 115,000 I would be paid 120 so what things are the biggies to do list everything you can think of. it is a government move.
I have a rather large home equity line of credit debt.? We used 98 thousand out of 120 thousand line of credit to do major home improvements. We are very happy with the improvemnts but now have about 700 dollars per month in interest only payments. My husband wants us to also have a savings account filled up with funds in case of emergency. I think we should dump any extra money into the home equity debt which will SLOWLY lower our debt and payment amount. Then, if we ever have an emergency we could draw from the home equity loan. What do you think we should do?
looking for federal grants? i am looking for information on low-income home improvement grants
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