Consumers Digest

best home owners warranty,plsss suggest.? wht is the best home owners warranty for all major household appliances like plasma tv,washer-dryer,refrigerator,air and heat conditioner,pls suggest some with no gimmicks attached.

Which engineering degree should I get? The decision of choosing a type of engineering major has been bugging me for a long while. I would like to design consumer electronics and household appliances like cell phones, TVs, refrigerators, computers, etc. I can't decide between electrical engineering or computer engineering that sets emphasizes on electrical engineering. Which degree would suit my needs better?

Will i get any insurance money? My house burned down last week. I have renters insurance. People have donated a lot of household furniture. The insurance company said they will replace most of my things. NOW I have most of what i need and the insurance company it will only replace what i need { sotve refrigerator. etc. My policy is for $20,00 What if i don't use all of the allowance? and what happens to the rest of the money on my policy. they said they will not give my cash. Just replace lost furniture. My question is " will i get any cash?? because people have donated a lot and i only need my major appliances. Am i losing out on my insurance? by not getting any cash???